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Medicine Hat Debt Collection Agency

No Collection,
No Charge!

Bison Credit Solutions is a professional collection agency with 30 years of experience in negotiating settlements that work for both parties.

A Reliable Medicine Hat Debt Collection Agency

Canada's Leading Debt Collection Service Provider

At Bison Credit Solutions, your financial recovery is our top priority. We combine cutting-edge technology with a personal touch to provide efficient and ethical debt collection services. Our team of experienced professionals are dedicated to resolving outstanding debts while preserving the relationships and reputations of all parties involved. With a proven track record of success in Medicine Hat, Alberta and a commitment to compliance, Bison Credit Solutions stands as your trusted partner in financial resolution. Let us help you regain control and achieve your financial goals with confidence and ease.


Our commercial collections service targets overdue accounts in the business sector, helping companies recover outstanding invoices from other businesses. We understand the complexities of B2B transactions and employ strategic methods to ensure timely and amicable resolutions.


For individual debts, our consumer collections service is designed to approach each case with empathy and professionalism. We prioritize maintaining positive client-consumer relationships while effectively recovering owed funds.

Small Business Collections

Small businesses are the backbone of the economy, and our specialized small business collections service aims to support them by recovering debts that can impact their cash flow. We offer personalized strategies that respect the unique challenges small businesses face.


Navigating the landlord-tenant dynamic can be sensitive. Our tenant collections service handles overdue rent and lease agreements with tact and diligence, ensuring landlords receive what they are owed while maintaining respectful communication with tenants.

Legal Debt

When debts require legal intervention, our legal debt collections service steps in with expertise. We work closely with legal professionals to navigate the complexities of the legal system, ensuring compliance and maximizing recovery.


Understanding the delicate nature of medical debt, our medical collections service focuses on compassionate and patient-centric approaches. We help healthcare providers recover unpaid bills while prioritizing the dignity and respect of patients.

Why Is Partnering With A Debt Collection Agency A Smart Choice?

Partnering with a debt collection agency like Bison Credit is a smart choice because it streamlines the process of recovering overdue payments, allowing businesses to focus on their core operations. Debt collection agencies bring expertise, resources, and proven strategies to efficiently and effectively recover debts, often achieving higher recovery rates than in-house efforts. We operate with a deep understanding of legal regulations, ensuring compliance and reducing the risk of costly legal errors.

Benefits of Hiring a Debt Collection Agency in Medicine Hat

These are the key benefits of working with a debt collection service provider:

Better Negotiation Skills

Professional debt collectors are skilled negotiators who can work out payment plans and settlements that are acceptable to both the creditor and the debtor, increasing the likelihood of payment.

Accurate Documentation and Record-Keeping

Agencies maintain detailed records of all communication and transactions related to debt collection, providing businesses with comprehensive documentation that can be useful for legal or accounting purposes.

Guaranteed Risk Mitigation

By handling potentially contentious situations, debt collection agencies reduce the risk of confrontations that could harm a business’s reputation or lead to legal disputes.

Enhanced Credibility

The involvement of a professional agency adds a layer of seriousness to the debt collection process, often prompting quicker payments from debtors who realize the matter is being handled formally.

Performance-Based Fees

Debt collection agencies such as Bison Credit operate on a contingency basis, meaning they only get paid if they recover the debt. This performance-based model aligns their incentives with the business’s goals.

Early Intervention

Debt collection agencies can initiate early intervention techniques, contacting debtors soon after accounts become overdue, which can increase the chances of recovery.

Medicine Hat Debt Collection Services

Businesses and individuals in Medicine Hat can access the following debt collection services:

Our Process

Because we are a transparent agency, here is an overview of our debt collection process:

Initial Consultation and Assessment

We begin with a thorough consultation to understand your unique needs and the specifics of your outstanding debts. Our team assesses your situation, reviewing the nature of the debts, debtor profiles, and previous collection attempts to tailor our strategy.

Customized Strategy Development

Based on our initial assessment, we develop a customized debt recovery plan. This plan outlines the methods and timeline we will use, ensuring our approach is aligned with your business goals and maintains the integrity of your relationships with debtors.

Debtor Profiling and Communication

We perform detailed debtor profiling using advanced analytics to understand their financial behavior and contact preferences. Our team then initiates contact through the most effective channels, whether it’s phone calls, emails, or letters, with a focus on professional and respectful communication.

Negotiation and Resolution

Our skilled negotiators work diligently to reach a resolution that is satisfactory for both parties. We offer flexible solutions such as payment plans or settlements, aiming to recover the maximum amount while maintaining positive relations and ensuring compliance with legal standards.

Legal Action and Enforcement

If initial efforts do not yield results, we escalate the matter by leveraging our legal expertise. We collaborate with legal professionals to pursue necessary legal actions, ensuring all steps are taken within the bounds of the law to recover the debt.

Reporting and Follow-Up

Throughout the process, we provide you with detailed reports and regular updates on the status of each account. After recovery, we offer follow-up services to help implement stronger credit control measures, reducing the risk of future bad debts and enhancing your financial stability.

Success Comes With Experience
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Why partner with us

What Makes Us The Ideal Debt Collection Partner?

Bison Credit Solutions stands out as the premier debt collection agency in Medicine Hat due to our exceptional blend of expertise, technology, and customer-centric approach. Our dedicated team of professionals brings a wealth of experience and a deep understanding of the local market, ensuring tailored solutions that meet the unique needs of businesses in the area. We leverage advanced analytics and innovative strategies to maximize recovery rates while maintaining the highest standards of ethics and compliance.